Picture this: You’re a freelancer like Maria in California, hustling through gigs while dodging sky-high rent and surprise medical bills. One ER visit left her staring at a $4,000 tab,

Picture this: you’re a freelancer in California, juggling gigs and bills, when a sudden hospital visit hits you with a $4,000 tab. That’s what happened to Sarah, a 32-year-old graphic

Last year, I sat in a coffee shop with my friend Lisa, a freelance graphic designer from Seattle. She was freaking out because her health insurance premium had spiked to

Picture Sarah, a 34-year-old teacher in California, staring at a $12,000 hospital bill after an unexpected surgery. With rent up 3.5% in urban areas and global inflation at 3.1%, she

Let me tell you about Sarah, a single mom in Los Angeles who was up late, stressing over medical bills. With two kids and a tight budget, she felt like